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Leaseback mortgages
Leaseback mortgages are available only for major French developers. Please check with us before signing a reservation contract. The conditions depend mainly on the development and its location. The LTV ranges between 60% and 85% of the price excluding VAT. |
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French Mortgages - 85% LTV
A wide selection of offers for you We are totally fluent in both French and English and offer mortgages to both foreign and french clients. We have partnerships with banks in France, Monaco, Luxembourg, and Switzerland. Look at ou guide for more information. |
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Why use a broker rather than go direct?
We offer the best market rates and will assist you through the hole process. In most cases we are paid by the banks. Our volume of mortgages gives us access to a wide selection of products. We will guide you to the bank which suits your situation best saving you time and money. |
The Best rates
The rates will always depend on LTV, area you buy in, the type of property and your country of residence. At present the most popular product is a capped variable rate mortgage starting at 1.95% for a 20 year term (85% LTV). The rate is capped for the first 7 years at 2.95%. There are also fixed rates available ask for a quote here. |
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LTV
How much can I borrow in France ? The maximum LTV available for non-residents is 85%. If you are a french tax resident then we can sometimes find solutions up to 100%. If you would like to have a precise estimate of how much you can borrow in France please contact us. |
Who can be financed?
This depends more on the country you live in, the company you work for and your overall personal situation. Contact us for more information. |
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Just financed
Mr O Director of Major UK TV company - Bought a holiday home in La Rosière Mr & Mrs P - KLM airline pilot - Netherlands - Bought property in south of France Mr T - Director HP - London - Purchased holiday home in La Garde Freinet Mr A - Director Mars - Buying Investment property Chamonix |
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Insurance
We can help you find property insurance and open a french bank account for your French property. When buying a property in France it is compulsory to insure your property. On completion the notaire will ask you for proof of the insurance cover. You will also require to open a french based Euro bank account. This is needed by for the mortgage payments. |
No brokerage fees !
In most cases we don't charge any brokerages fees as we are paid by the banks. If for any reason the bank we take you to doesn't pay our fees we will advise you of this immediately. In france brokers have the obligation to sign a mandate with their clients even if their are no brokerages fees. On the mandate it is clearly noted how much we are paid by the bank. We have to provide a copy fo this document to the bank with your paperwork. |
You have found your property?
If you have seen a property you are interested in or have just signed a compromis and you would like us to go though the calculations with you over the phone just send us your contact details and we can call you back. Click here to send us your details. Beware that when signing a compromis de vente you need to add a clause regarding the mortgage. We can help you with this and advise you on the process when buying a property in France. |
