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Mortgages for the French Alps and the French Riviera
85% Mortgages for French Riviera and French Alps - Fixed Rates from 5,40% (Minimum Mortgage for 85% = 350 000 Euros). (20years - SCI only) 70% mortgages for French Riviera start at 4,45% over 20 years. Mortgages are available for all types of projects. Please check with us before signing a reservation contract. The conditions depend on the development, its location and your personal situation. |
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French Mortgages up to 85% LTV
A selection of offers for you ! We are totally fluent in both French and English and offer mortgages to both foreign and french clients. We have partnerships with banks in France, Monaco, Luxembourg, and Switzerland. Look at ou guide for more information. Both interest Only and repayment mortgages available. (Minimum Mortgage is 350 000 Euros ) |
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Why use a broker ?
Our volume of mortgages gives us access to a wide selection of products. We will guide you to the bank which suits your situation best saving you time and money. We offer 2 options : Option 1 You wish to give yourself more chance and want to look for your own bank, broker etc. We offer a consultancy service with a set fee agreed from the start. We will help you through the hole process. (average cost : 800 Euros) Option 2 We find you the bank that suite you best and you pay brokers fees agreed from the start once we have found you a solution. (Average cost : 2500 Euros) |
The Best rates in France
The rates depends on LTV, area you are buy in, the type of property, your country of residence and personal situation. As an example a fixed rate for a 70% mortgage on the French Riviera starts at 4,35 % for a non-resident. In some areas of France the minimum mortgage is 300 000 Euros. Ask us for a quote here. |
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LTV
How much can I borrow in France ? The maximum LTV available for non-residents is 85%. If you are a french tax resident then we can sometimes find solutions up to 100% LTV. If you would like to have a precise estimate of how much you can borrow in France please contact us. |
Who can be financed?
This depends on the country you live in, the company you work for and your overall personal situation. Contact us for more information. |
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We financed recently...
Mr H - Director of a Major UK Furniture and Decoration company - Bought a holiday home French Alps Mr & Mrs P - KLM airline pilot - Netherlands - Bought property in south of France Mr R - CFO of a Suisse Company - Financed new extension on property on French Riviera. Mr A - Director Mars - Buying Investment property in Chamonix |
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Best rates (April 2023)
French Riviera : 70% - 20 y Fixed - 3,40% 85% - 19 y Fixed (SCI only) - 4,70 % French Alps : 70% - 20 y Fixed - 2,95% 85% - 19 y Fixed (SCI only) - 4,70 % |
Brokerage fees !
We are independent and therefore work in the interest of our clients. Generally we charge between 0,3% and 1% depending on the size of the mortgage and the work involved. We clearly set out our fees at the start. |
You have found your property?
If you have seen a property you are interested in or have just signed a compromis and you would like us to go though the calculations with you over the phone just send us your contact details and we can call you back. |
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GL Finance - Courtier en Crédit
14 Le Mouneiret - 83 250 La Londe les Maures Registered at ORIAS ( French regulator) n° 12068576 https://www.orias.fr - RC pro couvert par MS AMLIN inssurance Société soumise au contrôle de l’ACPR, Autorité de Contrôle Prudentiel de Résolution, 61 Rue Taitbout, 75436 PARIS CEDEX 09. Mentions Légales * Rate given for a 70% montage over 10 years fixed in the Côte d'Azur area. 
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